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Bank Card Betting Sites in India

Last update at 12 January, 2023

The payment method that is less used compared to popular e-wallet platforms like Neteller, Skrill, PayPal, and Neosurf is the bank card. E-wallets are more popular than bank cards because your personal information is more exposed if you use a debit or credit card.

Still, online gamblers and bettors rely on bank cards to make deposits on wagers and withdraw winnings from bonuses. Despite having a traditional touch to them, bank cards are quite useful, reliable, and safe in carrying out transactions.

In this article, we have highlighted the advantages and disadvantages of bank cards when it comes to dealing with online casinos and sports betting sites in India. We hope all Indian users can gain valuable insights from reading it!

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What is a Bank Card?

Bank Card Betting Sites in India

Bank cards are cards issued by your banking institution to carry out deposits and withdrawals. You can use VISA or Mastercard for most Indian online sports betting sites.

Credit cards are accepted by all online casino operators. Just check with your local banking authority beforehand about whether its debit card can be used to carry out online transactions or not.

An online casino or betting app may require your bank card during the transaction process due to a number of security reasons, sometimes as a part of ensuring your proof of identity as well.

Pros of Using a Bank Card

  • Both debit and credit cards are portable and can be carried in your wallet without taking up too much space.
  • The cards are more convenient than writing a check and then submitting it to the bank. You can just process your payment through the online banking system of the casino.
  • Any annual fee associated with keeping a bank card is minimal, even if you don’t use your card at all!
  • Although we can’t say the same for credit cards, debit cards help you keep track of your deposits on online sports betting sites by sending a notification on your mobile phone or email.
  • Even if your card gets stolen, the offender can’t withdraw any money without your PIN.
  • Credit cards aid with short-term financing by providing the fund required for a large deposit on wagers.
  • If you want to build on your credit history by enhancing your credit score, a credit card is a way to go!
  • Your credit card can even offer cashback and rewards for gas, airfare, or entertainment.

Cons of Using a Bank Card

  • Because the cards are small, you can easily lose them out of a moment of recklessness.
  • Even though there is a small annual fee charged for having a bank card, your savings or current account may incur monthly charges.
  • The credit limit set by credit cards is sometimes more than what you can afford. Therefore, there is a danger of you not being able to pay for your incessant deposits.
  • You are entitled to pay interest on your unpaid purchase balance if you somehow fail to clear the due monthly payment on your credit card.
  • If you can’t make payments with your credit card on time, and it keeps going on for a while, this will add to a bad credit score. This is bad news for Indian players and bettors with gambling addiction!

How to Deposit to Bookmakers with a Bank Card

Depositing to a bookmaker with your bank card is as easy as it sounds. Just let us guide you slowly so you can do it on your own pretty easily.

  1. Go to the Cashier of the casino, and select Deposit from the options.
  2. Enter the amount you want to deposit, then click Confirm.
  3. Select Payment through Bank Card. You may have to select from VISA or Mastercard.
  4. Enter your full name, card number, and card security code in the designated fields.
  5. The site will process your payment at once. You will receive a confirmation message on the screen. And that’s about it! To confirm the transaction, you can check your Transaction History on the casino account or your banking app.

How to Withdraw from Bookmakers with a Bank Card

Withdrawing your winnings from the bookmaker with your debit or credit card is also an easy process. Here are the steps to follow:

  1. As with the deposit methods, go to the Cashier on the online casino website and select Withdraw. If you have deposited using your bank card, you should withdraw the same way.
  2. Enter the withdrawal amount in the required field, and hit Confirm.
  3. Depending on the regulations of the bank, it may take a few days to receive your withdrawal from the casino to your bank account.

Note: Make sure to check the withdrawal processing time on the casino/sports betting websites, so that in case of delays, you know what to expect.

Bank Card Fees

Commonly, there are 3 types of fees that are incurred by debit cardholders. They are assessment fees, interchange fees, and markup fees. However, the fees may vary depending on the bank that you operate with.

On the other hand, credit card fees are more differentiated and the list is long as well! As a credit cardholder, you may be subject to returned payment fees, over-the-limit fees, balance transfer fees, late payment fees, annual fees, interest charges, and foreign transaction fees. In this case, the charges may vary depending on the regulations of your bank.

Like many aspiring writers, Jarin focuses on bringing life to the text for her readers. She is an avid sports lover, growing up in a family obsessed with bookies. She is an expert in the iGaming niche and has secondary obsessions with Gardening and cooking.
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