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Bet Insurance in United Kingdom


Placing bets on sporting events and winning is one of the top highlights of being a punter. With lots of betting options in the market, different odds, and, let’s not forget, bumpy bonuses to go with the flow, there’s a lot of fun to be had.

However, sometimes, things may not go according to plan, and you may end up losing what seemed like a sure bet. Fortunately, there’s a method to ensure players don’t lose totally on their real money, but can get a part of their wager back. This method is known as Bet Insurance, and the article below will summarize the relevant information about one of the best betting options sports betting enthusiasts use.

What is Bet Insurance?

After analysing games and making the “best” prediction on favourite sporting games, new information may come up. The skipper of the favoured team to win is injured during the pre-match warm-up or any other near incident that changes the possible outcome of the game.

Bet Insurance helps protect against the total loss of the wager. If a bet is insured partially or in full, some of the staked amounts will be returned to the account. Players who use the Bet Insurance option will be insured against the wager’s loss.

For instance,  A bet worth £20 is placed on a sports event with odds of 2.0. If the bettor decides to insure the bet fully (100%), the sportsbook may offer the full insurance for £7.

If the bet wins, a total of £40 will be paid into the real money account. However, if the bet loses, the bookmaker will return the total sum of £20 to the account since the bettor fully insured the bet.

Partial insurance can be 10%, 30%, 50%, or 70% of the initial wager. The options provided are at the bookmaker’s discretion.

How to know the Amount of Insurance Placed

A bettor who wants to use the bet insurance option does not need to calculate the price; the sportsbook will automatically calculate and reflect on the final bet stake page.

It is important to note that this method is optional. A bettor can decide to use it or not use it.

General Terms and Conditions of Bet Insurance

While bet insurance is an exciting way to protect against the total loss of the wager, the T&C must be followed to enjoy it.

Some of the common terms and conditions are known with Bet Insurance to include:

  • Players cannot use the bet insurance on a bet placed with bonus funds or a free bet.
  • Only partial or complete insurances are allowed.
  • The only bets that a customer can use Bet Insurance on are the single and accumulator bets.
  • The total price to be insured on the bet must not exceed 100% of the total bet.


Placing bets on sports events using different bet options to increase the chances of winning is a great feeling.

Using Bet Insurance to protect against a 100% loss of your real money wager is recommended. But ensure that it is either a single or accumulator bet, so you’ll still have funds left to place another bet.

Stephen Olayanju
Professional casino content writer with 5 years of experience. He has been privileged to work with many popular casino brands, which are mostly ghostwritten. He’s a casino player and punter too, and has helped many players to get most out of gambling.