Best Online Scratch Cards Casinos in the Philippines in 2025

Scratch Cards in Online Casinos - Overview

• Best Mobile App - 1xBet: Licensed in Curacao, 1xBet was founded in 2011. The company has poured their energy into creating a great mobile app, so their customers can enjoy an entertaining mobile casino experience.
• Best Interface - 22Bet: Founded in 2017, 22Bet holds Curacao and Kahnawake licenses so users can be confident that they are getting a secure betting experience. The brand has worked hard to create a quality website with the user at the heart of what they do.
• Best Range of Games - Bons:  Bons is licensed in Curacao and has been operating since 2020. Bons prides itself on its fantastic range of casino games, so customers will have no shortage of entertainment here.
• Best Live Casino - 20Bet: Founded in 2020, 20Bet started as a sportsbook but quickly added a casino to its offering. Licenced by the government of Curacao, 20Bet has developed a fantastic live casino to appeal to more traditional casino fans.
• Best Bonuses - MegaPari: MegaPari is registered in the Comoros Union and launched in 2019. MegaPari has a great selection of bonuses and promotions available for both new and existing customers.

Top 5 Scratch Card Casinos for Filipino Players

Here are the top 5 best scratch card casinos we recommend for Filipino players:

#1 Megapari

MegaPari is unique to our list of recommendations in that it only has one scratch card, which users must be logged in to play. However, MegaPari can also offer customers a generous welcome offer and fantastic selection of other casino games to play.

#2 1xBet

1xBet has a great range of scratch cards, with over 45 different types to choose from. Scratch cards can be played for free in demo mode, without needing to create an account, so players have the opportunity to experience games before creating an account and betting real money. A wide range of different payment methods are accepted, including popular Filipino E-Wallets. There’s a generous casino welcome package available, although a number of deposits are required to receive the full bonus amount.

#3 Bons

Bons has a fantastic selection of scratch cards for players to enjoy. However, they do not make them easy to find! You will need to type ‘scratch’ into the search bar to make them appear. Once you have found them, though, there is a great variety and most scratch cards can be played in demo mode, without the need to open an account. For those who wish to play with real money, Bons accepts a wide range of different payment methods, including cryptocurrencies.

#4 22Bet

There are over 45 different scratch cards for players to enjoy at 22Bet. It is possible to play scratch cards in demo mode, although this isn’t immediately obvious when viewing the scratch card menu. Customers from the Philippines can choose from a good range of different payment methods to make a deposit, including cryptocurrencies

#5 20bet

20Bet is another casino where you have to use the search function to locate the scratch cards. However, once you have found them, there is a good selection of over 35 different scratch cards, with a variety of different themes. All scratch cards at 20Bet can be played in demo mode without the need to create an account, so you can ‘try before you buy’.

New & Popular Scratch Card Bonuses in 2025

Many online casinos offer a range of different promotions to their customers. A word of warning to scratch card fans: read the Terms and Conditions of all promotions as scratch cards can sometimes be excluded from casino promotions, and do not count towards any wagering requirements. While you are unlikely to find scratch card specific promotions, some promotions can be applied to scratch card play. Therefore, it is always worth checking before you deposit and commit to a promotion.

Here are some of the different promotions you can expect to find at our recommended Filipino scratch card casinos, which could be applied to scratch cards:

Welcome Bonuses

Many online casino sites offer welcome bonuses to entice new customers to join their casino. Welcome bonuses can take the form of a matched deposit bonus, which will likely have wagering requirements attached, which must be met before any winnings from the bonus can be withdrawn. Check the Terms and Conditions to make sure that playing scratch cards counts towards these wagering requirements. Free spins for specific slot games are also often offered as part of the welcome package.

Deposit/Reload Bonuses

Deposit bonuses, also commonly known as reload bonuses, are awarded to customers who make a second or subsequent deposit at a casino site. The size of the bonus might be 50%, 100% or 200% of the deposit amount. Regardless, there are likely to be wagering requirements to play through before any winnings can be withdrawn.

No Deposit Bonuses

Just as they sound, no deposit bonuses do not require a player to make a deposit in order to receive them. No deposit bonuses might consist of Free spins or bonus money to spend at the casino. There will likely be wagering requirements to meet before you can withdraw any funds, so read the small print to make sure that you meet them.

Loyalty/VIP Programs

Many online casino sites offer returning customers membership of an exclusive loyalty club. These clubs often have various levels depending on how much customers spend at the casino, with more generous rewards at each level of membership. Rewards might include exclusive promotions, Free spins and access to a personal account manager.

Understanding Scratch Card Rules & Game Features

Generally, the overlay matches the theme of the scratch card, while the symbols revealed are numbers relating to the amount of money that can be won. Cost per scratch is generally low, starting from as little as $1 or the equivalent in PHP.

Scratch Card Odds, RTP & Prize Structures

A random number generator is used to determine whether or not a scratch card will win. The Return to Player (RTP) of scratch cards can vary widely between providers and between scratch cards from the same provider, so it is always worth checking the RTP of a scratch card before you play. The higher the RTP, the better value a scratch card represents.

In terms of prize structures, matching different symbols will result in prizes of varying size. This could be from 0.5x the bet amount, up to 100,0000x. There are usually at least 15 different tiers to the prize amounts, with smaller amounts being won more frequently. Some scratch cards also have progressive jackpots available for players to win.

Tips & Strategy to Win at Scratch Cards

While no one can guarantee a win when playing scratch cards, there are some good strategies that you can implement to make the most of your gambling budget and enable yourself to gamble responsibly:

• Set a budget: When participating in gambling of any kind, it is vitally important that players set a budget and stick to it. It can be a good idea to ring fence your scratch card budget in an online E-Wallet account, for example, to avoid overspending.
• Choose games with high RTP: Choosing games with a high RTP (Return to Player) is a good idea because they offer better value. The higher the RTP, the more of your money you are likely to get back. You can usually find the RTP of each scratch card within the information section of the individual game. Remember though, the house always wins, so make sure to stick to your betting budget when playing with scratch cards of any RTP.
• Use bonuses smartly: Many scratch card casinos offer various promotions. Some allow the related bonuses to be used on scratch cards. Taking advantage of these bonuses can provide great value and stretch your gambling budget to give longer game play time.
• Avoid emotional spending: When playing with scratch cards or indeed, gambling on anything, it is vitally important to avoid emotional spending. By this, we mean avoid chasing your losses to try to recoup any money you may have lost. Always stick to your betting budget; when it’s gone, it’s gone. Remind yourself that the house always wins, so you are unlikely to win your money back, especially if you are betting when upset or worried.
• Know when to cash out: This point is very much related to the previous one. If you have been playing scratch cards and are currently ‘up’ on the house, it is a good idea to cash out and enjoy your profits. Of course, you can continue to gamble if you wish, but remember that the house always wins and your profits could soon disappear.

Mobile Scratch Card Casinos in the Philippines

Many online casino sites have recognised the ever-increasing popularity of mobile smartphones and created dedicated apps so that users can enjoy playing scratch card games via the convenience of their smartphones. Those scratch card casinos that do not have a dedicated app, have ensured that their websites are mobile-optimised, so users can instead use their mobile web browser to access the site.

Often a dedicated casino app will make for a better scratch card betting experience than using a mobile web browser, but ultimately this is down to personal preference and whether a user wants to download another app to their device, or not.

Why Play Scratch Cards Online in the Philippines?

There are a number of reasons why gamblers would choose to play scratch cards online rather than buying physical paper scratch cards:

• Instant Play - With online scratch cards, there’s no need to visit a retailer in person
• Bonuses - Users can take advantage of bonuses at online casino sites to make their scratch card budget go further
• Bigger Payouts - Online scratch cards often have to potential to provide bigger payouts than physical scratch cards, especially where there are progressive jackpots available
• Game Variety - Some online scratch card casinos have more than 65 different types of scratch card available to play; far more than you would find at any retailer
• Mobile Access - Perhaps the biggest benefit of online scratch cards is being able to play from the convenience of your mobile smart phone.

Legal Status of Online Scratch Cards in the Philippines

Playing online scratch cards is legal in the Philippines. Online Scratch Card Casinos must be properly registered in order to legally provide scratch card gaming services to Filipino customers.

Players can check whether online casino sites are properly registered by scrolling to the footer of the website, where the casino site’s licensing details should be clearly stated. Players can also check the PAGCOR list of registered casinos to find a reputable Filipino casino site.

Related Casino Games to Explore

Scratch card casinos offer their customers far more than just scratch cards. Users can also enjoy a variety of other games if they are looking for something else to play as well as scratch cards. Here are some of the different types of games you can expect to find at online casino sites:

Final Verdict: Best Online Scratch Card Experience for Filipinos

When it comes to online scratch card casinos, there are a number of excellent options for players to choose from. All have great qualities, but some excel in particular areas where others have strengths elsewhere. Take a look at the reviews at the top of this article, plus the table below while heeding the rest of our advice to choose the best scratch card casino for you. Happy scratching!